Faq's

There are numerous ways in which an insurance policy may be misrepresented to you. Let us examine a few of these:
* Offering a loan with no interest on a mortgage or insurance policy.
* The assurance of complimentary health coverage.
* Insurance sold as a Fixed deposit in a bank.

Pre-existing conditions may cause a delay in filing a claim, particularly if the insurance company wants to consult the policyholder's medical history or get further information from the healthcare provider.

Depending on the circumstances, we assist you in presenting your case before the consumer court, the insurance company, and the insurance ombudsman (Bima Lokpal).

After you receive the day and time for your case representation, you might need to attend an Insurance Ombudsman hearing.

A delay in Health Claim Reimbursement, exclusions in your insurance coverage, PED not disclosed, and other factors are just a few of the numerous reasons why your insurance claim may be denied. It is crucial to steer clear of these situations.

It is possible to resubmit a short-settled claim for payment.

Any issue pertaining to insurance is entirely case-specific. Therefore, it is best to exercise patience.

Typically, the medical policy covers costs 30 days before to hospitalization and 60–90 days after hospital discharge. For a little fee, we assist you in applying for reimbursement, saving you the trouble of completing and sending in the claim paperwork.

When buying insurance, it is imperative that you reveal any smoking or alcohol use because it would be unethical to do otherwise and could lead to the denial of your claim.

After the insurance policy's commencement date, there is usually a 30-day waiting period.

You would normally have to pay the fees up front and then ask your insurance carrier for reimbursement if you were admitted to a hospital that was not part of your network.

After the insurance policy's commencement date, there is usually a 30-day waiting period.